TFSA, RRSP and FHSA limits
The yearly dollar limits, as published by the Canada Revenue Agency. Your own contribution room is in your CRA account: these are the limits for the year, not your room.
TFSA dollar limit
$7,000 for 2026
The 2027 limit is not announced yet, so no 2027 figure is shown. It will appear here only after it is on the CRA page; any figure on other websites is a guess.
Source: CRA: MP, DB, RRSP, DPSP, ALDA, TFSA limits, YMPE and the YAMPE (page dated October 28, 2026) official
| Year | TFSA dollar limit |
|---|---|
| 2027 | Not announced yet |
| 2026 | $7,000 |
| 2025 | $7,000 |
| 2024 | $7,000 |
| 2023 | $6,500 |
| 2022 | $6,000 |
| 2021 | $6,000 |
| 2020 | $6,000 |
| 2019 | $6,000 |
| 2018 | $5,500 |
| 2017 | $5,500 |
| 2016 | $5,500 |
| 2015 | $10,000 |
| 2014 | $5,500 |
| 2013 | $5,500 |
| 2012 | $5,000 |
| 2011 | $5,000 |
| 2010 | $5,000 |
| 2009 | $5,000 |
Added together, the limits for 2009 to 2026 come to $109,000. reading Our sum of the CRA table for 2009 to 2026. It applies only to someone who was 18 or older and a resident of Canada for all of those years; your own room is in your CRA account.
RRSP dollar limit
$33,810 for 2026
This is the dollar ceiling in the CRA table. Your own RRSP deduction limit also depends on your earned income and is on your notice of assessment and in your CRA account. The CRA page already lists the limits for 2027 and 2028.
| Year | RRSP dollar limit |
|---|---|
| 2028 | $36,390 |
| 2027 | $35,390 |
| 2026 | $33,810 |
| 2025 | $32,490 |
| 2024 | $31,560 |
| 2023 | $30,780 |
| 2022 | $29,210 |
| 2021 | $27,830 |
| 2020 | $27,230 |
| 2019 | $26,500 |
| 2018 | $26,230 |
Source: canada.ca official
FHSA limits
Annual FHSA limit$8,000
$8,000 plus your FHSA carryforward for the year (the CRA's wording).
canada.ca official
Carryforward$8,000
Unused room carries forward up to $8,000 (the CRA defines it as the least of several amounts, one of which is $8,000).
canada.ca official
Lifetime limit$40,000
$40,000: generally the most you can contribute to your FHSAs or transfer from your RRSPs to your FHSAs in your lifetime.
canada.ca official
Deadlines
| Deadline | Date | Source |
|---|---|---|
| RRSP, PRPP and SPP contribution deadline for the 2025 tax year | March 2, 2026 | canada.ca official |
| Deadline to file your 2025 personal income tax return | April 30, 2026 | canada.ca official |
The CRA's dates page does not list the RRSP deadline for the 2026 tax year yet, so we do not show one. It is in early 2027: check the CRA page.
What changed
- Oct 28, 2026The CRA limits page (dated this day) lists the RRSP dollar limits for 2027 ($35,390) and 2028 ($36,390), and TFSA limits only up to 2026.
- Sep 17, 2026The CRA due-dates page was updated (RRSP deadline for the 2025 tax year was March 2, 2026).
Dates are the dates shown on the official pages.
Before you rely on this
These are annual dollar limits, not your personal contribution room. Going over your room can mean tax on the excess. Check your own room in your CRA account, and confirm any figure on the CRA page. General information, not financial or tax advice.