CPP and EI: rates, maximums and CPP payment dates
Contribution rates and yearly maximums for the Canada Pension Plan and Employment Insurance, the maximum weekly EI benefit, and the CPP payment dates, as published by the CRA and Service Canada.
CPP contribution rates and maximums
Base CPP, employees and employers each pay the rate below on earnings between the basic exemption and the maximum. The CRA's CPP page lists 2026 and 2025 only. No 2027 CPP contribution rate or maximum is shown, so none is shown here.
| Year | Maximum pensionable earnings | Basic exemption | Rate | Maximum employee (and employer) | Maximum self-employed |
|---|---|---|---|---|---|
| 2026 | $74,600 | $3,500 | 5.95% | $4,230.45 | $8,460.90 |
| 2025 | $71,300 | $3,500 | 5.95% | $4,034.10 | $8,068.20 |
Source: canada.ca official
CPP2 (second additional contribution)
Paid on earnings above the maximum pensionable earnings, up to the additional maximum.
| Year | Additional maximum earnings | Rate | Maximum employee (and employer) | Maximum self-employed |
|---|---|---|---|---|
| 2026 | $85,000 | 4% | $416 | $832 |
| 2025 | $81,200 | 4% | $396 | $792 |
| 2024 | $73,200 | 4% | $188 | $376 |
Source: canada.ca official
EI premium rates and maximum insurable earnings
Employee rate per $100 of insurable earnings, with the yearly maximum premiums for the employee and the employer. The CRA page lists 2027 already.
Outside Québec
| Year | Maximum insurable earnings | Employee rate | Maximum employee premium | Maximum employer premium |
|---|---|---|---|---|
| 2027 | $70,800 | 1.64% | $1,161.12 | $1,625.57 |
| 2026 | $68,900 | 1.63% | $1,123.07 | $1,572.30 |
| 2025 | $65,700 | 1.64% | $1,077.48 | $1,508.47 |
Québec
| Year | Maximum insurable earnings | Employee rate | Maximum employee premium | Maximum employer premium |
|---|---|---|---|---|
| 2027 | $70,800 | 1.29% | $913.32 | $1,278.65 |
| 2026 | $68,900 | 1.30% | $895.70 | $1,253.98 |
| 2025 | $65,700 | 1.31% | $860.67 | $1,204.94 |
Source: canada.ca official
Maximum weekly EI benefit
$729 per week, 2026
The basic rate is 55% of average insured earnings, up to this weekly maximum, based on maximum yearly insurable earnings of $68,900 as of January 1, 2026. The EI benefit page states the 2026 weekly maximum only. No 2027 weekly maximum is shown.
Source: canada.ca official
CPP payment dates, 2026
The next payment date after our last check is October 28, 2026. The benefits calendar lists 2026 and 2025 CPP payment dates only. 2027 dates are not published yet.
- Jan 28, 2026
- Feb 25, 2026
- Mar 27, 2026
- Apr 28, 2026
- May 27, 2026
- Jun 26, 2026
- Jul 29, 2026
- Aug 27, 2026
- Sep 25, 2026
- Oct 28, 2026 next
- Nov 26, 2026
- Dec 22, 2026
Source: canada.ca official. The page also lists the Old Age Security dates.
What changed
- Oct 28, 2026The CRA EI page already lists the 2027 EI figures: maximum insurable earnings $70,800 and an employee rate of 1.64% outside Québec (1.29% in Québec).
- Oct 19, 2026The EI benefit page (dated this day) states the 2026 weekly maximum of $729.
Dates are the dates shown on the official pages, or the day we read them.
Before you rely on this
These are the published rates and maximums, not what your own pay stub shows. Your contributions depend on your earnings and pay periods, and payment dates move when a date falls on a weekend or holiday. Confirm on the CRA or Service Canada page. General information, not tax or financial advice.